CEO Anthony Noto said SoFi's "everything app" strategy continues to deepen customer relationships.
SoFi delivered record second-quarter 2026 earnings, driven by strong growth in revenue, lending volumes, customer acquisition and product usage as the fintech company expanded both its consumer and enterprise offerings, according to a Wednesday statement.
The company reported $1.2 billion in total net revenue, up 43% from a year earlier, while net income rose 61% to exceed $156 million. Adjusted EBITDA approached $358 million, up 44%, with diluted earnings per share increasing to $0.12.
“Despite continued market uncertainty, our business model continues to prove its durability,” SoFi CEO Anthony Noto stated.
“For the first time, we added twice as many products as members, a major milestone that underscores the trust members place in SoFi and the power of our ‘everything app’. Products like SoFi Plus and SoFi Coach are deepening member relationships and increasing lifetime value, while continued innovation across our consumer and enterprise platforms is expanding the value we deliver to members and clients,” he noted.
Membership grew 35% year-over-year to 15.8 million, supported by 1.1 million new members added during the quarter. Total products climbed 42% to about 24 million, including a record 2.2 million new product additions, while products per member reached a record high and cross-selling continued to accelerate.
Lending remained a major growth driver, with record quarterly originations totaling $14.8 billion across personal, student and home loans. Deposits rose to $45.5 billion, strengthening the company’s funding base and lowering financing costs.
The company also reported continued strength across spending, investing and financial services products.
免责声明：本文提供的信息不是交易建议。BlockWeeks.com不对根据本文提供的信息所做的任何投资承担责任。我们强烈建议在做出任何投资决策之前进行独立研究或咨询合格的专业人士。
